“According to preliminary estimates … 15.3% of the country’s population, were aged 65 and over on July 1, 2013. This proportion has steadily increased since the beginning of the 1960s mainly because of fertility rates persistently below the replacement level and incr

“Canadians aged 50 and over are working later and delaying retirement, regardless of their level of education. However, because of a shorter life expectancy, the less-educated are likely to spend fewer years in retirement.”  See Statistics Canada website at: Study: Years t